MP Birsa Munda Swarojgar Yojana: Know in detail

We all know that Schedule Tribe is the most backward community in our society. So for their development, the MP Government has initiated a self-employment scheme called MP Birsa Munda Swarojgar Yojana/Scheme. This scheme is very beneficial for the people of the scheduled tribe category. Under this scheme, the people of the scheduled tribe can get loans at low-interest rates for starting a new business. This scheme was started on 6 September 2022 and aims to improve the condition of people of the scheduled tribe category. Through this scheme, the MP government wants to promote the people of scheduled tribe communities in the industrial sector.

Let’s understand the purpose and benefits of this self-employment scheme by the MP government in detail so that if you belong to a scheduled tribe you can apply for it.

Purpose of This Scheme

The main purpose of MP Birsa Munda Swarojgar Yojana/Scheme is to provide loans at low-interest rates to the people of the scheduled tribe. This will enable them to set up new enterprises and be self-employed. This positive approach of the MP government is for the upliftment of scheduled tribes in society. According to this scheme people belonging to scheduled tribes can get financial help of Rs 1 lakh to Rs 50 lakh in the industrial sector and Rs 1 lakh to Rs 25 lakh in the business and service sector. This scheme will encourage people belonging to the scheduled tribe to start their own businesses so that they can live a more dignified and comfortable life in society.

Benefits of This Scheme

The following are some of the benefits of MP Birsa Munda Swarojgar Yojana as mentioned below:

• The main benefit of this scheme is that eligible people of scheduled tribes can get a loan at a low-interest rate to start their own industry or business.
• According to this scheme the subsidy will be given on term and working capital loans from the bank at only 5% per annum. The only condition is regular loan repayment for a maximum of 7 years.
• Beneficiaries can get financial help ranging from Rs 1 lakh to Rs 50 lakh for starting a business in the industrial sector.
• Those who want to start a business in the service and retail sector will get financial help ranging from Rs 1 lakh to Rs 25 lakh.

RELATED – Breaking Free from the 9 to 5: A Guide to Nontraditional Work

ELIGIBILITY 

• The applicant should be a resident of Madhya Pradesh state.
• He should belong to Scheduled Tribe.
• The applicant must be unemployed.
• The applicant should not be a bank defaulter.
• If the annual income of the family taking advantage of this scheme is more than Rs 12 lakh, then they will not get this benefit.
• The land of the beneficiary should be 0.20 hectares to 6 hectares (minimum 0.40 hectares for New Bihari Sathi).

Documents Required

• Aadhar card
• Address proof
• Proof of income
• Proof of age
• Identity card
• Bank Passbook
• Bank account statement
• Mobile number
• Passport size photograph 

How to Apply

• Here, to apply for Bhagwan Birsa Munda Self-Employment Scheme, follow all the steps given below carefully.
• To apply for this Birsa Munda Self-Employment Scheme, you will first have to visit its authority website.
• Now after the website opens, you will click on this option (Create Profile).
• After this a form will open in front of you on a new page. Fill all the information given in this form carefully and click on the Next button.
• As soon as you click on the Next button, a page of confirmed profile details will open in front of you, now re-enter your date of birth and mobile number and click on the (Create Profile) button.
• OTP will come on your given mobile number and login by entering that OTP.
• your profile dashboard will appear on a new page.
• Now you have to do Aadhaar e-KYC. Only after doing this Aadhaar e-KYC, you will be able to click on the Apply for Loan option.
• As soon as you click on your option, a new page will open. Click on this option (Apply Freshly for Loan) will appear on this page.
• Now a new page will open in front of you, there will be a check box for your consent, after clicking on it you will have to click on the Save & Next button.
• After this, another new page will open in front of you, in which you will have to choose the type of scheme. Then select the plan and fill all the asked information of your bank and click on Save & Next button.
• Now all your information will be visible in the next page. Check it and click on Save & Next button again.
• After this, another new page will open in which you will have to enter all the necessary information related to your business and click on the Save & Next button.
• Now you will have to upload your documents in the next page. Then the mode of payment of the required fee (Portal Charge) will have to be selected and a check box will appear for your consent, click on it and click on the Submit button.
• Now you have to pay the online portal charge.
• After this a receipt of payment will appear, now you have to click on the View Submitted Form button.
• Now your application form will appear which you can print.
• In this way you will be able to apply for loan under Birsa Munda Self-Employment Scheme.

Important Links

https://samast.mponline.gov.in/

Contact Details

Technical Helpdesk – 0755-6720200

RELATED – The Optimum Time For a Man to Get Married

FAQ

The final words

Overall, MP Birsa Munda Swarojgar Yojana/Scheme is a great initiative by the MP government to promote scheduled tribes for self-employment. All the people belonging to the scheduled tribe can apply for this scheme to get financial help at low-interest rates. In this way, they can start their own businesses and live a dignified and comfortable life in the society.

POPULAR SEARCH TERMS

Nourishing Your Cravings, 5 Chore Chart Ideas to Help You Keep Your Home Tidy, Places That Start With Z, When Should You Question a Source’s Credibility?, Unravelling the World of Embroidery Kits, The Optimum Time For a Man to Get Married, Breaking Free from the 9 to 5.